Payment Methods

The Lowe’s Credit Card is a prepaid credit card offered to help users with home renovations and similar projects underway. At Lowe’s, cards are used to help customers save money on merchandise and fund major purchases like appliances and tools.


Although most people don’t know it, these cards are often used as a form of payment in stores outside of Lowe’s. Very few stores accept cash, so people must use their Lowe’s accounts to shop at these stores.

Lowe Credit Card Payment Methods

It is recommended that you pay your credit card bill on time to avoid penalties and maintain your FICO credit score. It also ensures that all card benefits can be fully activated. There are basically four ways to pay your Lowes Credit Card fees.

Online Access To Your My Lowe Account: The easiest and fastest way to pay your rewards is to access your lowe credit card advantage account online. You can also opt for electronic invoicing or schedule payments.

When Visiting a Lowe’s Store: When visiting a Lowe’s store, you can also go through customer service, they will help you. To find a Lowe store near you, click here Lowe’s Store Locator.


Over The Phone:

Lowes also offers the option of paying over the phone, although you’ll need to pay a small fee to expedite checkout. Below we provide contact information for selecting phone numbers related to your account type and requesting assistance.

  • For consumer credit cards and business accounts, call 888-840-7651
  • For complaints, call 866-232-743
  • For Business Rewards, call 866-537-1397

By Mail: old-fashioned, right? Simply write and send a check or money order to the company’s mailbox. If you agree to this process, you can find the address on your bank statement or we have listed the appropriate address below.

If you are a Lowe’s Advantage or Lowe’s Project cardholder, send your checks to: Lowe’s, PO Box 530914, Atlanta, GA 30353-0914.

Lowe’s Business Account Mail: PO Box 530970, Atlanta, GA 30353-0970.